(NC)—Winter driving has its own unique hazards and risks. Be prepared in case of an emergency and store this handy reference guide in your glovebox. If involved in a vehicle accident…

• Call the police if anyone is injured or if required by law.

• If no one is injured and your vehicle is safe to drive, move it out of the traffic flow.

• Write down the details of the accident and draw a sketch of the accident scene. Include the time of the accident, a diagram of the streets, what lane you and the other vehicles were in, the direction the vehicles were travelling, traffic signs, and obstacles in the road.

• Draw a picture of your vehicle indicating damaged areas.

• Estimate your speed as well as that of the other vehicle(s) and the weather and road conditions.

• Collect names, addresses, and telephone numbers from the driver(s) involved in the collision and note the make, model, and licence plate numbers of all the vehicles involved.

• Exchange driver's licence numbers, vehicle registration, and insurance documentation including the policy number with other driver(s) involved in the accident and be prepared to present details to the police.

• Collect contact information from witnesses.

• Obtain a copy of the police report if one is available.

• If you have to leave your vehicle, and it's safe and practical to do so, lock your glovebox, trunk and doors. Take any personal valuables you can easily carry.

• Do not accept a tow from a tow truck unless instructed by the police to do so. Your insurance company may have a reputable, referred towing service.

• Report the facts to your insurance agent or company as soon as possible. Depending on your insurance claims services, you may obtain a tow for your vehicle, a ride home for you, and immediate repair approvals.

To print an accident checklist and report form, go to http://www.allstate.ca / Tools and Downloads / Auto / Accident checklist.

- News Canada
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News Canada